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Learning approach

How We Learn

Each topic is designed to start where you are and build toward a clearer understanding of your financial environment. No prior knowledge required.

Topic areas

What you can explore on Fixmadi

Our content is organized around the topics that matter most to people navigating the Argentine financial system day to day.

The Argentine Financial System

Who are the main actors? What does the Central Bank actually do and why does it matter to your daily life? How do exchange rates work, and why are there different ones? What role do commercial banks play and how are they regulated? This module explains the architecture of the system you operate within.

Monetary policy Exchange rates Banking system
Financial Consumer Rights

Argentine law provides protections for consumers of financial services. The Financial Services User Protection Law, the Central Bank's regulations, and the Defensa del Consumidor framework all create rights you may not know you have. We explain them in plain terms.

Consumer law Bank fees Complaints
Personal Finance in Inflation

Budgeting when prices change monthly requires different tools than conventional personal finance advice. We cover how to think about purchasing power, how to track expenses meaningfully in an inflationary context, and how to structure a basic personal budget that acknowledges Argentine economic reality.

Budgeting Inflation Purchasing power
Credit, Debt and Interest

Credit cards, personal loans, and installment plans work differently when inflation is high. The nominal interest rate and the effective annual rate (TNA vs CFT) are two very different numbers. We explain what you're actually paying and how to compare financial products in Argentine pesos.

TNA vs CFT Credit cards Loan costs
Our format

How each module is structured

Every learning module on Fixmadi follows a consistent structure designed to take you from a real-world situation to a clear understanding of the concepts behind it.

A
A real situation you recognize

Each module opens with a scenario. Something specific. Something you might have encountered last week. This anchors the abstract concepts in lived experience.

B
The concept explained simply

We explain the underlying mechanism or regulation in plain language. Definitions are given when needed. No assumed knowledge.

C
What it means for you

We connect the concept back to the original scenario and explain what it means in practical terms for someone in that situation.

D
Where to go next

Each module links to related topics so you can build a connected understanding rather than isolated pieces of information.

Person engaging with structured financial learning content on a laptop screen
Key concepts

Terms we explain, not assume

These are some of the concepts covered across our modules. Each one is explained from scratch, in context.

TNA vs CFT

The difference between nominal and effective annual rates on credit products.

IPC and CER

How inflation is measured and how adjustment indexes affect contracts and savings.

Exchange rate types

Official, blue, MEP, CCL: what they are and why they exist in the Argentine system.

Monotributo categories

How the simplified tax regime works and what each category means for independent workers.

Ready to start learning?

Explore the topics that are most relevant to your situation. There's no set order. Start with what matters most to you today.

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